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Rates Effective 02/01/12
Auto Loans - New and Used
| Auto Loans - New |
100% |
90% |
80% |
70% |
We lend 100% of Kelly Blue Book - New Car Guide
|
| 24
MO Term |
4.24% |
3.99% |
3.74% |
3.49% |
| 36
MO Term |
4.49% |
4.24% |
3.99% |
3.74% |
| 48 MO Term |
4.74% |
4.49% |
4.24% |
3.99% |
| 60
MO Term |
4.99% |
4.74% |
4.49% |
4.24% |
| 72
MO Term |
5.24% |
4.99% |
4.74% |
4.49% |
| Auto Loans - Used |
We lend 100% of Kelly Blue Book - Used Car Guide
Terms Determined by Age of Car - Up to 7 years
|
| 24
-72 MO Term |
4.00% - 14.00% |
Rate is determined by credit risk score. |
Personal Loans/Unsecured
| Personal
Loans/Unsecured |
Rate is determined by credit risk score.
|
| Up to
48 MO Term |
Up to
$10,000 maximum |
| Closed End |
10.00% - 16.00% |
| Open End
- Credit Line |
10.00% - 14.00% |
Due to the increasing cost of processing all loans, there will be a $5 fee assessed to member's account if
loan is not approved due to derogatory or delinquent credit.
|
Visa Cards
| Visa Cards |
APR |
Limit |
| Gold |
10.9% APR |
$5000 - $15,000
Credit Limit |
| Classic |
12.9% APR |
$500 - $5000
Credit Limit |
Home Equity Loans
| Term |
Rate |
|
** Up to 90% of Market Value for Qualified Members**
Minimum of $10,000 - Maximum $200,000
|
| Fixed 3 yr |
3.69% to 4.69% |
|
| Fixed 4 yr |
3.74% to 4.74% |
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| Fixed 5 yr |
3.99% to 4.99% |
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| Fixed 7 yr |
4.49% to 5.49% |
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| Fixed 10 yr |
4.99% to 5.99% |
|
| Home Equity Line |
80% Market Value 3.50% |
90% Market Value 4.00% |
| 15 yr Adj Loan |
5.62% |
minimum of $20,000 |
| ** Please call our Loan Department at 609-393-1363 for complete details. |
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