Loan Options...
N.J.L. & P.S. Credit Union offers a variety of low cost loan
solutions to meet your borrowing needs. Our competitive rates and flexible
repayment terms can help stretch the purchasing power of your hard earned
dollars.
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Personal Loan
You can refinance your HIGH interest loan or credit card balance from
another financial institution at today's LOW rates. Call or visit the
credit union to find out how easy and hassle-free refinancing can be.
Our low rates could reduce your monthly payment(s) and put cash back into
your pocket- INSTANTLY!
Refinancing your existing auto loan
You don't have to be in the market for a new or pre-owned vehicle to benefit
from our low rates. If your only complaint about your current new or used
vehicle is the high monthly payments, apply for refinancing. Very often,
we can refinance your current new or used vehicle loan from another financial
institution and give you a lower monthly payment-without extending the
term!
Get the great deal you need on the new or used vehicle you've always wanted. Call or stop by the credit union to apply for a New or Used Vehicle Loan or Refinancing today!
Cash In On Your Home Equity!
Attention homeowners! Now is a great time to get the money for all your
borrowing needs-whatever they happen to be. Whether you're looking to
pay tuition expenses or medical costs, to finance home improvements or
a well-deserved vacation- or anything else!- a Home Equity Loan from your
credit union can let you do it.
A Home Equity Loan allows you to make good use of your home equity-something many people never do until they sell their homes. What's more, our low rates and favorable terms will let you enjoy considerable savings while you tap your home equity cash reserve. And, because you are borrowing against your home, the interest you pay on your Home Equity Loan may be tax-deductible! Consult your tax professional for more details.
CarsForMembers.com –
a wonderful place where car buying is easy.
Check it out!
As a member of N.J.L. & P.S. Credit Union, you have the nation’s top car-buying service at your disposal. The CarsForMembers.com web site will help you find the new or used car you want from a dealer with the absolute best price. Guaranteed. If you can find the same car for a lower price at a non-participating dealer, CarsForMembers.com will pay you!
There are a host of services available to our members through the CarsForMembers web site. To name just a few…
| • New & used vehicle search • New car pricing • Lemon check • Trade-in values |
• Build a car online • Live online support • Safety stats • Set up a test drive |
• Current rebates • Personal shoppers • Credit report • Featured local dealers |
Top off the program with low-rate, easy-term financing from N.J.L. & P.S. Credit Union and your new or used car purchase is wrapped up from start to finish. It just couldn’t be any easier! Click here to check it out.
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NJL & PS Credit Union has joined forces with PHH Credit Union Services to provide you the following benefits and guarantees:
Simply
call toll-free today Financing provided by PHH MortgageServices, 3000 Leadenhall Road, Mt. Laurel, NJ 08054. Arizona Residential Mortgage Licensee #BK BR 0016981; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee; Illinois Residential Mortgage Lender; Massachusetts Licensed Lender #ML0060; Licensed Mortgage Banker - N.J. Department of Banking; Licensed Mortgage Banker - NYS Banking Department; Rhode Island Licensed Lender; Minnesota - This is not an offer to enter an interest rate lock-in agreement. Licensed First Mortgage Banker and Secondary Mortgage Lender by Pennsylvania Department of Banking. Prices and programs are subject to change without notice. *A customer must provide a complete, system generated Good Faith Estimate, listing a specific lender's name, that is dated the same day as the rate quoted by us. If such Good Faith Estimate indicates an equivalent or lower interest rate and closing costs package, for the same loan program that is offered by us and we have verified the accuracy of the rate and fees listed then we will have the option of beating that lender's total loan costs by $100 or paying the customer $250 ($500 for properties located in California) when they close with that lender and provide us with a copy of the signed Note and Final HUD1 Settlement Statement. **Approved, conventional, purchase, loans only. |
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